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Home Loans with Element Mortgage 

There is a mortgage loan option for you; our job is to help you find it.

We offer competitive rates and are specialists in down payment assistance, local and statewide housing grants, tax credits, and other programs for all types of homebuyers. 

Frequently Used Home Loan Programs

Most of our clients ​use one of the programs listed below. It is our job as loan officers to find the best loan product for your personal situation. During our consultation, we'll discuss your financial goals and future plans to find the product that fits best for you

  • Conventional 

  • FHA

  • VA (for Veterans)

  • USDA (for rural areas)

  • JUMBO (for homes priced over conforming limits)

  • Down Payment Assistance Programs:

    • CalHFA​

    • Open Door

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